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Offer Terms<h3>* Offer is valid only for YC S25 new Arc customers who apply for an Arc Business account through this offer page and meet all the qualifying criteria. Account opening is subject to review and approval.</h3><h3>To qualify for a YC W26 Deposit Bonus, you must select a Deposit Bonus benefit and meet the qualifying criteria for that benefit.&nbsp; YC S25 Deposit Bonuses currently include the Seed Accelerator Bonus or the In-Batch Only Bonus.&nbsp;&nbsp;</h3><h3>Seed Accelerator Bonus.&nbsp; The bonus amount is determined by your Peak Deposit Balance and your Retained Balance, each as held cumulatively in your Arc Business account and Arc Treasury account:</h3><ol><li>Peak Deposit: This is the highest combined end-of-day balance in the accounts during the first 60 days following account approval (the "Deposit Period").</li><li>Retained Balance: This is the average daily end-of-day balance of the accounts maintained during the 90 days following account approval (the "Holding Period").</li></ol>Pending inbound or outbound transfers do not count toward your Peak Deposit or Retained Balance.&nbsp; The bonus is calculated based on the Qualifying Amount, which is the highest combined balance for which you successfully maintained at least a 90% Retained Balance, up to your Peak Deposit.&nbsp;<div class="raw-html-embed"></div>Your bonus will be as follows:<figure class="table" style="float:left;width:468pt;"><table><tbody><tr><td style="border:1pt solid #000000;padding:5pt;vertical-align:top;">Qualifying Amount</td><td style="border:1pt solid #000000;padding:5pt;vertical-align:top;">Cash Bonus</td></tr><tr><td style="border:1pt solid #000000;padding:5pt;vertical-align:top;">$1 million</td><td style="border:1pt solid #000000;padding:5pt;vertical-align:top;">$2,000</td></tr><tr><td style="border:1pt solid #000000;padding:5pt;vertical-align:top;">$2 million</td><td style="border:1pt solid #000000;padding:5pt;vertical-align:top;">$3,000</td></tr><tr><td style="border:1pt solid #000000;padding:5pt;vertical-align:top;">$3 million</td><td style="border:1pt solid #000000;padding:5pt;vertical-align:top;">$3,500</td></tr><tr><td style="border:1pt solid #000000;padding:5pt;vertical-align:top;">$4 million</td><td style="border:1pt solid #000000;padding:5pt;vertical-align:top;">$4,000</td></tr><tr><td style="border:1pt solid #000000;padding:5pt;vertical-align:top;">$5 million</td><td style="border:1pt solid #000000;padding:5pt;vertical-align:top;">$5,000</td></tr><tr><td style="border:1pt solid #000000;padding:5pt;vertical-align:top;">$6 million</td><td style="border:1pt solid #000000;padding:5pt;vertical-align:top;">$6,000</td></tr><tr><td style="border:1pt solid #000000;padding:5pt;vertical-align:top;">Each additional $1 million</td><td style="border:1pt solid #000000;padding:5pt;vertical-align:top;">Additional $1,000</td></tr></tbody></table></figure>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In-Batch Only Bonus.&nbsp; You can qualify for the In-Batch Only by depositing at least $500,000 in your Arc Business account before demo day, and maintaining a cumulative balance in your Arc Business Account and Arc Treasury Account of at least $450,000 during the 90 days following account approval (the "Holding Period").&nbsp;Bonus Payments: Bonuses will be deposited into your Arc Business Account in the first 10 days of the calendar month following the conclusion of your Holding Period.&nbsp;To qualify for the Founder Wellness Reimbursements in a given calendar month, you must maintain an end-of-day balance of at least $300,000 (Tier 1) or $100,000 (Tier 2) or $50,000 (Tier 3) on each day of the month.&nbsp; If you have an active auto-transfer rule to maintain at least $300,000 (Tier 1) or $100,000 (Tier 2) or $50,000 (Tier 3) in your Arc Business account that was not cancelled and did not fail during the month, you will qualify even if your daily balance drops below the respective minimums. Tier 1 qualifiers will receive reimbursement of up to $1,000, Tier 2 qualifiers up to $500, and Tier 3 qualifiers up to $250, of eligible net recurring/subscription payments made with their Arc Card to eligible wellness providers in that calendar month. Transaction and provider eligibility is subject to Arc’s sole discretion; you may contact Arc to confirm eligibility of a transaction type or provider. Your eligibility for the Founder Wellness Reimbursement benefit ends 12 months after your initial Arc account approval.&nbsp;Reimbursed Premium.&nbsp;To qualify for the Reimbursed Premium benefit, upgrade to Arc Premium within 90 days of Arc account approval through your Arc dashboard using the promo code provided to you.&nbsp; Arc will reimburse your payments of monthly Arc Premium fees for the first 12 months of your Arc Premium subscription.&nbsp;Arc marketing package.&nbsp;The Arc marketing package includes (1) preferential reference to be featured in an interview/post by Traded VC; and (2) featured placement in an Arc co-branded digital billboard in Times Square (subject to availability and content / design review). Arc may at its discretion substitute a $200 bonus value to your Arc Business account.You must have an active Arc Business account in good standing to receive the Deposit Bonus, the Founder Wellness Reimbursements, the Reimbursed Premium benefit, and/or the Arc marketing package.&nbsp; Void where prohibited. These offers cannot be combined with any other offer or promotion, and may change without notice. **U.S. bank size rankings - September 30, 2025 https://www.federalreserve.gov/releases/lbr/current/

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