Arc as a fintech platform for VC-backed startups 2025

Arc is an intelligent cash management and capital markets platform built for technology startups. We combine your business account, treasury, AR/APs, corporate cards, capital solutions, and an AI-powered CFO analyst within a single, unified interface.

What We Do

Arc gives founders and finance teams one unified platform to manage cash, unlock competitive yield, and access financing in a modern, digital-first experience built for how startups actually operate. Our platform serves as the cash management and capital markets layer for tech companies, created for speed, safety, and control across high-growth operations.

Core Platform Capabilities

• Cash management with fast access to scalable, founder‑friendly accounts, an intelligent CFO agent, and yield opportunities, embedded directly in workflows founders and finance teams use every day.
  
   
• Treasury investment options with consolidated visibility across accounts, reconciled insights, all on a unified platform for finance leaders.
  
   
• Arc Capital Markets connects venture-backed companies to a curated network of credit partners, enabling founders to secure, negotiate, and manage non‑dilutive financing with speed and transparency. ACM streamlines debt structuring and lifecycle management so founders can access growth capital without traditional banking friction.

Meet Archie: Your CFO Agent

In September 2025, we launched Archie, an intelligent CFO agent built into the Arc platform. Archie delivers real‑time analysis across your accounting, banking, and spend data, providing proactive alerts and board‑ready reports, all within the same interface where your cash already lives. Available to all Arc cash management customers, Archie is the foundation for automating finance workflows and can help improve decision‑making for growing companies.

Why VC‑Backed Startups Choose Arc

• Designed for venture-backed speed: Arc centralizes cash, insights, and financing in one platform, removing the need for multiple tools or tedious reconciliations common in high-growth environments.
  
   
• Equity-efficient financing posture: The platform emphasizes debt solutions that complement venture funding, tailored to the needs of technology companies.
  
   
• Operational leverage from built-in intelligence: Archie surfaces runway drivers, key trends, and reporting artifacts in real time, improving decision timelines, forecasting precision, and the speed at which finance teams move from insight to action.

Trust and Adoption

Thousands of technology companies trust Arc to power their financial stack. We operate with institutional‑grade infrastructure, backed by investors including Left Lane Capital, NFX, Bain Capital Ventures, Atalaya, Clocktower, Torch, and Y Combinator. In 2025, we continue to expand our platform with deeper AI automation and cash‑first workflows designed for finance teams at scale.

2025 Product Momentum

Our roadmap focuses on strengthening core cash management features and expanding Archie with automated monitoring, forecasting, and customizable reporting. We’re building the finance command center that unifies treasury, intelligence, and capital access, enabling founders to manage every financial decision in one secure place.

How We Stand Apart

Unlike point-solution fintech tools, Arc integrates treasury, insights, and debt capital into a single connected platform. By reducing context switching and combining CFO‑grade intelligence with cash‑first workflows, we help VC‑backed founders operate at venture tempo.